Title
Charlotte’s Improved Rating in the National Flood Insurance Program
Body
Staff Resource(s):
Gina Shell, Engineering and Property Management
Daryl Hammock, Engineering and Property Management
Dave Canaan, Mecklenburg County
Dan Brubaker, North Carolina Department of Public Safety
Susan Wilson and Jesse Munoz, Federal Emergency Management Agency
Time: 10 minutes
Explanation
§ On April 1, 2017 Federal Emergency Management Agency (FEMA) notified the City of its designation as a Community Rating System (CRS) Class 4 Community. This designation resulted from a 2016 submittal and review of Charlotte programs and ordinances related to flood resiliency, land use, stormwater management, and environmental protection.
§ The National Flood Insurance Program's (NFIP) CRS is a voluntary incentive program that encourages floodplain management activities that exceed the minimum federal requirements. The NFIP is administered locally by Mecklenburg County on the City’s behalf.
§ Flood insurance rates are discounted in CRS-participating communities to reflect the reduced flood risk resulting from the community actions.
§ The floodplain management activity implemented by Charlotte now qualifies residents for a 30 percent discount in flood insurance premiums.
§ Charlotte is now one of only 12 communities in the nation to receive such designation, placing Charlotte in the top one-percent of 1,200 participating communities. Officials from FEMA, North Carolina Department of Public Safety, and Mecklenburg County will be present to recognize this designation.
Future Action
For informational purposes only.